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How to Get the Compensation You Deserve in a Personal Injury Settlement If you're injured in an accident, it's not uncommon for your medical expenses to quickly become overwhelming. When this happens, it's important to understand your options and receive the compensation you deserve. One option is to try to obtain an individual injury settlement. The amount you receive is contingent upon a variety of factors, including the severity of your injuries and the liability of the other party. Medical expenses Medical expenses constitute a major element in the majority of personal injury cases. They can range from a few bucks to several thousand dollars depending on the injuries sustained and whether they require ongoing treatment or follow-up. In personal injury lawsuit augusta , victims will be compensated for future medical costs along with current medical bills. This could include doctor visits and medications, physical therapy, hospitalization, and ambulance rides. However there are some things that accident victims should be aware of when filing claims for these expenses. The expenses have to be documented to determine the amount of settlement. The next step is to provide the attorney representing the plaintiff with all your medical records and receipts. These documents will enable the attorney to know how much you have spent and how much future treatments are likely. Your lawyer may have to seek a professional expert witness to give testimony regarding your injuries. The witness may not have provided treatment to you however, but they will be able to identify the type of treatment you require and the time it will take to heal. Once the claim has been settled, your medical bills could be paid from the settlement or jury verdict that is awarded to you. In some instances your health insurance company may claim a lien against your settlement to collect the money it paid on your behalf to cover your medical care. It's called subrogation. The lien could decrease the total amount you receive from the defendant, which could include any additional costs associated with the case or attorney's fees as well. Be aware that the insurer of the defendant could try to reduce the amount of your medical bills if they're classified as “unreasonably expensive.” This is called the “nickel and diming” process. The best way to avoid this is to be open about your damages at the beginning of the case. Then, the personal injury lawyer can help ensure that you receive all the money you are entitled to in compensation. LOST LOCAL Workers Personal injuries can cause the loss of wages which can lead to a financial catastrophe. It isn't easy to figure out ways of paying your bills while you are recovering from an injury at workplace, or from an automobile accident. It is important to understand how lost wage calculations are constructed and substantiated in the case of personal injury. It is essential to prove that you were unable or unwilling to perform your job and that the time you were absent from work was directly linked to the accident. You can prove your loss of wages by obtaining documentation from the employer. Request your employer to provide an official statement that lists your name, job title and pay rate. Also the number of days you worked prior to and after the accident. To support your claim, you must also attach pay slips and other evidence of earnings. A personal injury lawyer can assist you gather the evidence you need to prove lost earnings. This can include your paystubs or tax returns, as well as other documentation that can demonstrate the amount of money you could have earned during the period you were unable to work. You can also receive compensation for tips, overtime, or bonuses, in addition to the base lost wages. These can be calculated using the same formula that calculates base lost wages. However, you'll have to prove that you are unable to use them due to the injuries you sustained in your accident. Based on the severity of your injuries, you may be required to prove lost earning potential. This is the amount you would have earned if not injured and were able to work at your job. Calculating the potential for lost earnings is more complicated than proving lost wages , as it requires taking into consideration how long you can't work and the value of your benefits from employment. Speak to an attorney who specializes in personal injury cases is a great idea before you settle your case. This will help you determine how much you will be compensated for future lost earnings. A competent personal injury lawyer will have all the resources and experience needed to ensure that you receive the compensation you deserve following a serious car accident. Contact us today for a free consultation and to know more about the ways we can assist you in your personal injury case. Property damage If you've been involved in an accident, you may be entitled to compensation for property damage. This includes damage to your vehicle or home, or any other property damaged during the accident. You can recover money from a person who damaged your property through negligence or recklessness. You may also bring a claim against the manufacturer of a product who sold you a defective piece equipment that caused damage to your home or vehicle. If an attorney who is specialized in personal injury work on your case, he or she will make sure that you receive all the compensation you are entitled to. This includes money for medical expenses, lost wages and other damages that you may have suffered as a result of the accident. Based on the severity of your injuries as well as the circumstances surrounding the accident, you might be able to recover more or less compensation for these damages. Your lawyer will evaluate the severity of your injuries and assist you choose a settlement amount. Although you may be inclined to accept the first offer that you get from an insurance company, it's always recommended to take your time and negotiate. An experienced attorney can make your negotiations smoother and more productive. Your economic and non-economic damages can be calculated by an attorney who handles personal injury cases. This is a better way to calculate your financial losses. The non-economic damages include pain and suffering, emotional distress, and other losses. After your lawyer has estimated your damages, you must submit an insurance company. This is the amount that your lawyer believes you're entitled to in compensation for the damage that you have suffered. The final step is to gather the evidence you require to back your claim. This includes photographs as well as witness statements and other documents. Many people are shocked to learn that it could take months for a personal injury case in court to be resolved. In fact, half of our readers resolved their cases within two months to one year, whereas 30% of them waited more than a year for their claims to be settled. The two most painful things that happen in life are suffering and pain Pain and suffering is a category of non-economic damages which can be granted in settlements for personal injuries. These damages include physical discomfort and emotional stress due to an injury. These damages are difficult to quantify so it is essential to find evidence that proves the severity of your injuries as well as the impact they've had on your life. In some cases, non-economic losses are more important than the monetary compensation you receive for medical bills and lost wages. For instance, if, for example, you suffered a major back injury and are now suffering from constant pain, your quality of life has significantly diminished. When determining the amount that you can expect to receive in settlement, it is important to consider the extent of your losses. In general the more serious and traumatic your injuries, the greater the settlement. Although it isn't easy to prove the severity of your injury, it is possible with the assistance of a knowledgeable personal injuries attorney. Medical records, as well as statements from medical doctors and mental health professionals, can be very important evidence. Testimony from family members and friends members also can offer valuable insight into the way your injuries have affected your life. They can testify to the physical and emotional trauma you've suffered as well as any changes in your behavior or personality. Insurance companies usually use two methods to calculate the amount of the plaintiff's pain and damages. The most common is the “multiplier” method which uses an amount of multiplier that is between 1.5 and 5. To help you understand how a multiplier could affect your case, let's consider an example of a plaintiff who has an injury that requires extensive medical treatment and a lengthy recovery process. She is unable to work for five weeks. her job and is liable for $10,000 in medical expenses. Utilizing this multiplier, she will likely recover a total of $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). The most effective way to demonstrate your pain and suffering damages is to work with an experienced personal injury lawyer who knows the law and has experience dealing with insurance companies. They can gather evidence and present your case to jurors.